Job Description: Deliver on the overall client and product line strategy in a profitable way whilst owning the value creation in the end-to-end value chain of the Open Account Trade portfolio. Executes and leads the product commerciality by driving a digital culture shift through digitisation in a holistic manner in line with Cluster goals for Transactional Services and CIB Job Responsibilities: Manage and deliver on the product P&L to achieve the agreed financial objectives by driving sustainable growth, ownership and performance for product and Sales within Transactional Services and CIB Manage the value chain health and profitability of all products within the portfolio Drive financial objectives supporting the organisational budgeting process through driving reporting and monitoring of organisational financial performance Drive, develop and manage client growth by identifying product opportunities to grow primary banker status, portfolio optimisation and ensuring commercialisation Execute on the refund app for product & conduct root cause analysis and execution of remedial actions and development of preventative measures Job Requirements: Strategic planning Change management 7-10 years’ experience in a relevant or appropriate role in banking or financial services environment that has provided the types of exposure listed above Digital Culture Principles of project management 5 years people management experience