Job Description: To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy. Job Responsibilities: To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. Job Requirements: At least 5 years Credit Management experience across Personal and Business markets Honours Degree in Credit Management or Banking Bachelor's Degree in Credit Management or Banking Current Person-to-holder Credit Mandate Experience in Intuitive Credit Granting